Monday, August 1, 2011

PRUlife ready - Specially launch to cater to the needs of GEN-Y aged 19 to 25...

Specially launch to cater to the needs of GEN-Y aged 19 to 25...







According to the Key Findings from Product Focus Group (Agents, Customers, and the Public)

The Preferred Product Features are:-
1) Medical Plan with LOWER Co-Insurance
2) Auto-Upgrade of Coverage at age 30 - 35
3) Life Stage Benefit
4) Gratitude to Parents: Income to Family upon Contingencies
5) Saving Plan with EARLIER Breakeven Years
6) GOals Achieving Benefits
7) Unemployment Benefits - to ease Financial Strain During Unemployment

BECAUSE of the Above Findings..
PRUDENTIAL proudly presents PRUlife ready.

Goal Achievement Benefit
Get Rewarded with RM500 for achieving either one of your goal in life:
  • Marriage
  • Childbirth
  • Buying House
  • Doubling of Salary
  • Travelling 10 Different Countries

Continuous Cover upon Involuntary Unemployment
With Attachment of PRUsaver*, your policy can be GUARANTEED to be kept inforce for 6 months or until you gets a new job, whichever is earlier. 

PRUlife Growth
A Plan that will Auto-Increase the Initial Basic Sum Assured (Death & TPD before age 70)with a fixed amount every 3 years start on 5th Rider Anniversary, for a total of 4 times. The increased sum assured will remain throughout the duration of the benefit.
  • 1 unit: RM5,000
  • 2 units: RM10,000
  • 3 units: RM15,000
  • Max units: 8 units
eg. Initial Sum Assured 20k, and the person attached 1 unit of PRUlife Growth.
On the 5th year, Basic Sum Assured increase from 20k to 25k; and on the 8th Year, from 25k increase to 30k; on the 11th Year, from 30k to 35k; and on the 14th Year, increase to 40k. The Sum Assured will remain as 40k throughout the remaining policy tenure.

PRUlife Income
Pays the sum assured as Yearly Income to the Family for 20 years when Life Assured dies.

PRUmedic Essential
  • Daily CASH benefit for Hospital Confinement
  • Pay DOUBLE cash benefit for ICU Confinement
  • Covers DAY SURGERY and EMERGENCY ACCIDENTAL TREATMENT
  • NO minimum CO-Insurance Amount
What's more?
  • NO Co-Insurance after TPD and Critical Illness claims is approved.
  • NO Co-Insurance for Treatment incurred in Malaysian Government Hospitals 

PRUlifestyle Saver
  • GUARANTEE your Capital with Potential to Earn More if hold until end of Payout Period...
  • All the upside for your capital, with none of the downside risks.
  • Steady in volatility.
  • As Annual Guaranteed Income for RETIREMENT PLANNING...

For more details, set up an appointment with 
PRUDENTIAL Professional Wealth Planner, Marvyn Choong, 012-5601227.

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